Tier 1 Property Solutions, LLC Is A Full-Service Real Estate Company Helping Montgomery Residents Own Their Own Home With Owner Financing.

Learn how we can help you become a homeowner here in Montgomery even if you can’t buy a home the “traditional” way. We’re here to give those with BAD or NO credit hope and the privilege of homeownership.

Learn about us, why we exist, and how we can help you!

About Tier 1 Property Solutions, LLC

Here at Tier 1 Property Solutions, LLC, our focus is simple. Find and purchase great houses in and around Montgomery, fix them up, and offer them to people in Montgomery without bank financing to help more people become homeowners when otherwise they couldn’t.

LEADERSHIP TEAM

Terrance Caffey, VP and Director of Sales

Terrance is a highly accomplished real estate investor and financial strategist with more than 25 years of industry experience. Known for his ability to structure innovative and creative financing solutions, Terrance specializes in helping individuals and businesses acquire real estate when traditional lending options fall short.

Throughout his career, he has developed a reputation for solving complex funding challenges, structuring strategic transactions, and opening doors to opportunities that others consider unattainable. His expertise spans creative real estate investing, alternative lending strategies, and capital structuring designed to move deals forward efficiently and ethically.

Terrance is deeply committed to economic empowerment and community development. He serves as President of Caffey Development Center, a nonprofit organization focused on uplifting underserved communities through education, resources, and sustainable development initiatives. As CEO of T&S Financial Service, he leads efforts to deliver innovative funding solutions that support both personal and business growth.

Driven by a passion for impact and a results-oriented mindset, Terrance continues to bridge the gap between opportunity and access—creating pathways to ownership, funding, and long-term financial stability.

Leslie Graham-Lee, Acquisition Manager

Leslie is a seasoned real estate professional and paralegal with nearly 30 years of experience supporting complex transactions with precision and integrity. Her strong legal background, combined with her client-focused real estate expertise, allows her to navigate contracts, negotiations, and closing processes with confidence and care.

Known for her reliability, attention to detail, and results-driven mindset, Leslie brings both strategy and compassion to every transaction. She is committed to transparency, professionalism, and ensuring a seamless experience for clients and partners alike.

Outside of her professional work, Leslie serves in a leadership role within her church’s Media Ministry. A devoted wife and proud mother, she leads with faith, integrity, and a genuine passion for helping others succeed.

Jeff Gergic, Senior Lead Manager

Jeff is a lifelong entrepreneur with a dynamic background in sales, training, coaching, and business development. Throughout his career, he has successfully launched, managed, and scaled businesses across multiple industries, including retail, telecommunications, pet care, real estate, and athletics. With more than 15 years of experience as a real estate investor, Jeff brings a strategic, results-driven approach to every opportunity he pursues.

Beyond business, Jeff has a deep passion for baseball. He has both played and coached at the Division I level and currently serves as a coach at his high school alma mater, Hershey High School in Hershey, Pennsylvania. His commitment to mentorship and leadership on the field mirrors the discipline and teamwork he brings to business.

Jeff is also a devoted family man, married to his wife Renee for 36 years. A proud dog enthusiast, he has owned 11 Great Danes over the years — a true testament to his loyalty and love for animals.

Our Important Role In Our Local Real Estate Market

In this crazy economy, we help stabilize neighborhoods all around Montgomery by matching up properties with the people who will care for them as their own – even those who don’t necessarily qualify for a loan from banks.

We were frustrated by the sheer number of folks who want to buy, but can’t qualify for loans from banks. There are tons of great homes just sitting vacant! Sellers want to sell, and buyers want to buy… but no banks will help!

That’s why we took action, and started Tier 1 Property Solutions, LLC.

We help ensure that homes around Montgomery stay occupied – with people who will care for their community.

We want to make sure our community can grow and stay healthy.

Times are tough.

It takes innovative solutions to tough problems, but we love to help people reach their dreams. That’s what makes all the hard work worthwhile.

We help families find great homes that they can eventually own – but live in right away.

We’re proud to invest in our communities.